Eight questions
The Skeptic
Prove it, then price it
You meet a new technology by asking who is liable when it fails. Regulation, custody, audits, the difference between a claim and a promise: those are your questions. You have watched more than one revolution turn into a settlement with a regulator, and you would rather be late than wrong.
Worth knowing: Your blind spot is the cost of waiting. Being right about the risks of the first version does not tell you anything about the tenth. Set a rule for what evidence would change your mind, and check it once a quarter so that scepticism does not harden into a reflex.
For your type
Where to go next
Tokens & Crypto
MiCA
Europe wrote the rulebook first
Since the end of 2024, offering crypto services in the European Union requires a licence. The result is fewer providers, better protections and a set of rules the rest of the world is now copying.
Tokens & Crypto
Stablecoins
The quiet giants
The largest product crypto ever built is not an investment. It is a dollar that moves like a message, it settles trillions a year, and in 2025 it finally got a rulebook.
AI & Computing
Regulation
The AI Act, for people who have to comply with it
Europe wrote the first broad law for artificial intelligence. It is a product safety regulation, not a technology regulation, and that distinction decides almost everything about what it means for you.
Tools
Tools for you
What inflation does to cash
Purchasing Power
What a sum of cash buys after years of inflation, and how the same sum would have fared in gold, a stock index or bitcoin under the returns you assume..
OpenWho gets what, when
Token Unlock Simulator
Model a token supply schedule: allocations to team, investors, community and treasury with cliffs and vesting periods, and see the circulating supply and the monthly unlocks over five years..
OpenCompounding rewards
Staking Yield
How many tokens a staked position earns over time at a given reward rate, how compounding frequency changes it, and what the position is worth if the price moves..
OpenBasics
Start with these
What is a stablecoin?
A token that promises to be worth one dollar. Whether it is depends entirely on what the issuer holds and whether it will give it back.
02Proof of work and proof of stake
Two ways to make adding a block expensive. One burns electricity, the other locks up capital, and the choice shapes everything about a network.